Commercial Banking Officer Jobs in Iowa City
Nicolet National Bank, known for its community banking principles, is looking for a capable and motivated Commercial Banking Officer for its Iowa City, IA office.
We always put our customers’ needs first and create a workplace where every employee feels valued and respected.
With branches in Wisconsin, Michigan, Minnesota, Florida, and Iowa, we’re committed to making a positive impact in our local communities. If you want to grow your career in banking or finance, this full-time opening is a great chance for you.
Salary, Location, and Employment Type
Here are the main details for this position, based on Nicolet National Bank’s standards and the US banking market:
Job Location: Iowa City, Iowa (Office-based / Community-focused).
Organization: Nicolet National Bank.
Role Title: Commercial Banking Officer.
Employment Type: Full-time.
Salary: Market-competitive (Best package based on your experience and banking sales performance).
Job Summary and Responsibilities
As a Commercial Banking Officer, you’ll be responsible for developing and maintaining commercial loan accounts (secured and unsecured).
Your goal is to maximize profitability for the bank with minimum risk and build new business relationships.
Portfolio Management and Risk Assessment
Loan Administration: Respond to customer and prospect needs for loans or lines of credit and prepare terms according to risk underwriting.
Credit Decisions: Make loan decisions within your lending limits or present strong recommendations to senior lending officers.
Portfolio Oversight: Manage your commercial portfolio according to the bank’s lending policy, including handling past dues, renewals, collateral exceptions, and overdrafts.
Financial Analysis: Gather and analyze information on customers and prospects to understand their financial position and create suitable credit structures.
Business Development and Community Engagement
New Business Generation: Approach potential customers (prospects) through calls and meetings, cross-sell other bank products, and build a complete banking relationship.
Advisory Support: Provide customers with feedback and advice on their business management and financial matters to increase relationship value.
Community Visibility: Take part in local community affairs to understand business community needs and increase the bank’s visibility.
Team Supervision: Direct and manage administrative staff activities to support you.
Qualifications and Requirements
We’re searching for banking professionals who understand the basics of the financial industry and are familiar with commercial lending regulations.
Education: High School Diploma (or equivalent) required. Associate or Bachelor’s degree in Finance, Accounting, Business Administration, or related fields preferred.
Experience Level: 1 to 3 years experience in the financial industry OR 2 to 5 years solid experience in commercial banking.
Regulatory Knowledge: Complete understanding of current commercial lending regulations, bank policies, procedures, and general economic trends.
Interpersonal Skills: Strong communication and sales skills so you can connect new clients with the bank.
Role Details
| Feature | Details |
| Industry Segment | Community Banking & Commercial Lending |
| Geographic Footprint | Multi-State Operations (WI, MI, MN, IA, FL) |
| Core KPIs | Loan Portfolio Growth, Risk Mitigation, & Cross-Selling |
| Team Structure | Reports to Senior Lending Officer & Manages Admin Staff |
Why You’ll Love Working at Nicolet National Bank
At Nicolet National Bank, we see our people as our most valuable asset and invest in their growth. We offer our employees a supportive and respectful environment where you get everything you need to succeed. Along with this position, you’ll enjoy some great benefits and perks:
Health Protection: Comprehensive Medical, Dental, Vision, and Life Insurance plans.
Retirement Planning: 401(k) plan with company matching.
Work-Life Balance: Generous Paid Time Off (PTO) and 11.5 paid corporate holidays so you can enjoy your personal time.
How to Apply
Professionals living in Iowa City, IA or who can work there should apply online through Nicolet National Bank’s official career portal.
Apply Now
Professional Advice
When submitting your CV or resume, make sure to highlight your past commercial lending achievements, portfolio management size, and risk management experience with clear numbers.
If you’ve worked with local business communities or increased bank revenue through cross-selling, put those points at the top, they’ll really help your application get shortlisted.